MIF Ministry Loans
For capital improvements to grow ministry.
- Adjustable-Rate Mortgage
- Fixed-Rate Loan
- Loans for Smaller Projects
To purchase land or construct or purchase a first church building.
For buying or constructing a building for a satellite congregation.
For seminaries, social ministry organizations, outdoor ministries, and colleges and universities of the ELCA undertaking capital projects.
An MIF Loan at Work
Salt House, a new ministry in Kirkland, Washington, is a shining example of how MIF uses investors' dollars to finance capital projects for ELCA congregations and ministries.
Achieve your financial goals and help grow our church.
The Mission Investment Fund of the Evangelical Lutheran Church in America offers a range of investments for individuals, congregations and social ministry organizations. For more than a century, we’ve used the money invested with us to finance building and renovation loans for ELCA congregations and ministries, helping our fellow Lutherans meet their financial goals and do God’s work in the world.
Why borrow with us? MIF specializes in church building projects, so we understand the unique needs of congregations and ministries. We provide special expertise in church building and fundraising. We offer competitive rates and terms. But the most beautiful part of borrowing with MIF is knowing that the interest you pay on your loan helps fund the loans of other ELCA congregations, so that they can share God’s love, too.