MIF Investments for Individuals

When you invest with the Mission Investment Fund, your investment dollars earn a competitive rate of return and are put to work in the form of loans to ELCA congregations and ministries. These organizations, in turn, use the loans to build worship spaces, soup kitchens, senior housing and more.

Term Investments
  RATE APY*
FIXED RATE:$1,000 minimum investment.
1-YEAR TERM 1.00% 1.00%
2-YEAR TERM 1.54% 1.55%
4-YEAR TERM 1.99% 2.00%
6-YEAR TERM 2.97% 3.00%
 
ADJUSTABLE RATE:$1,000 minimum investment
1-YEAR TERM 1.10% 1.10%
3-YEAR TERM 1.64% 1.65%
5-YEAR TERM 2.03% 2.05%
7-YEAR TERM 2.33% 2.35%
 
GRAND FIXED RATE:$250,000 minimum investment
1-YEAR TERM 1.00% 1.00%
2-YEAR TERM 1.54% 1.55%
3-YEAR TERM 1.64% 1.65%
 
Demand Investments
  RATE APY*
WITH CHECK WRITING:
$100 - $9,999 minimum balance .35% .35%
$10,000 - $24,999 minimum balance .45% .45%
$25,000 - $99,999 minimum balance .75% .75%
$100,000 - minimum balance 1.00% 1.00%
 
YOUTH MINISTRY:
Same tiers and rates as DEMAND INVESTMENTS With Check Writing (above)
 
NO CHECK WRITING:
Adjustable rate; minimum investment $100 .35% .35%
 
MIF4KIDZ
  RATE APY*
An investment for children under age 16 1.99% 2.00%
 

A special, adjustable-rate savings plan for children from birth to age 16 with minimum investment of just $50.

Retirement Savings Account

All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Traditional or Roth Individual (IRAs), with UMB Bank, n.a., as custodian.

Education Account

All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Coverdell Education Savings Accounts, with UMB Bank, n.a., as custodian.

Health Savings Account
  RATE APY*
$100 minimum balance .35% .35%
$5,000 minimum balance .45% .45%
$10,000 minimum balance .75% .75%
$25,000 minimum balance 1.00% 1.00%
Or, to speak to a representative call:
(877) 886-3522