Term Investments

A variety of options, offering you flexibility and a choice of terms:

  • Fixed rate – $1,000 minimum investment

  • Adjustable Rate – $100 minimum investment

  • Term Investment Grand Fixed Rate – $250,000 minimum investment

FIXED RATE:$1,000 minimum investment.
1-YEAR TERM 1.39% 1.40%
2-YEAR TERM 1.74% 1.75%
3-YEAR TERM 2.72% 2.75%
4-YEAR TERM 2.82% 2.85%
6-YEAR TERM 3.21% 3.25%
ADJUSTABLE RATE:$100 minimum investment
3-YEAR TERM 2.39% 2.41%
5-YEAR TERM 2.40% 2.42%
7-YEAR TERM 2.46% 2.48%
GRAND FIXED RATE:$250,000 minimum investment
1-YEAR TERM 1.49% 1.50%
2-YEAR TERM 1.99% 2.00%
3-YEAR TERM 2.85% 2.85%
Or, to speak to a representative call:
(877) 886-3522

About MIF

Achieve your financial goals and help grow our church.

The Mission Investment Fund of the Evangelical Lutheran Church in America offers a range of investments for individuals, congregations and social ministry organizations. For more than a century, we’ve used the money invested with us to finance building and renovation loans for ELCA congregations and ministries, helping our fellow Lutherans meet their financial goals while advancing our ministry.


MIF Investments grow your savings while enabling us to finance capital projects for ELCA congregations and ministries.


An MIF Loan at Work

Salt House, a new ministry in Kirkland, Washington, is a shining example of how MIF uses investors' dollars to finance capital projects for ELCA congregations and ministries.